National spending on health care and insurance premiums has risen at historically low rates in recent years. But, as the chart above shows, even when spending and premiums experienced record-low growth in 2013, only 3% of Americans said health costs had been rising slower than usual, and 52% said they had been growing faster than usual. The American people are not out to lunch; their view of the problem of health costs is very different from that of experts. More…